Although saving up for a ring and buying it outright is more highly recommended, there are financing options available for those bachelors who just can't wait to pop the question. The most common form of financing would be just to charge it to your credit card, assuming you have one. If you don't, many jewelers will have an in-house finance department, sometimes offering no money down or no interest for a few months to help give you time to pay it off. Other options to finance your engagement ring include, taking out a loan from a bank or borrowing against expensive items you may already own, such as a house or car. Whatever your choice is to finance your ring, be sure to ask the jeweler about any other options that may be available and be sure to carefully read and understand the details of any kind of debt plan you sign.

• Buying Tips