A big concern for women who own an expensive engagement ring is what to do if the diamond is lost. Fortunately, there are some solutions for lost diamonds.
First, check to see if the ring is insured for loss or theft outside the home. Many homeowners insurance policies will compensate for lost jewels for a percentage of its worth. Also, there may be a separate policy for the jewelry that covers lost stones. Get the facts from your insurance and make a claim.
Next, you should find a jeweler who makes custom rings and take him your empty ring. If you have a description of the stone with its cut, size and weight, he should be able to find or make you another diamond to replace your lost one exactly. Of coarse, if you want a totaly new shaped diamond for your ring, he may be able to accommodate that as well.